Access Approve

Seamless Onboarding For You And Your Customers

Access Approve gives you (and your customers) an efficient, paperless onboarding process. Receive, assess and approve trade credit applications online, seamlessly. Say yes to profitable sales while remaining confident of payment.

The platform de-risking today’s smart credit teams

Do you provide trade goods or services, on credit or cash accounts?

Our online trade credit application and assessment product is customisable to your unique processes, information requirements, delivery method and business risk profile. Balance the sales opportunity with the danger of loss using our instantaneous risk profile summary upon submission, decisioning workflows, and eSign capabilities. Access Approve can also be used as a standalone decisioning tool, by simply inserting an ABN to get a decision.

The Old Way

Before Access Approve

Manual, inefficient processes slow you down
Paper-based applications that are slow and inefficient
Customers aren’t completing applications correctly
You need multiple tools to find or validate data
You spend too much time getting the information you need (or worse, don’t have the information you need)
You rely on gut feelings to make credit decisions
The New Way

After Access Approve

A seamless experience for you and your customers
No more paperwork
No mistakes thanks to pre-filled data on ABN entry
You have the data you need in one location
You receive alerts when an application is ready for you
You make wise credit decisions, informed by your risk profile

An easy, automated process for your customer

Give your customers a seamless online onboarding experience, with data pre-fill ensuring applications are completed right first time. Provide access to your application wherever and whenever you need it, with flexible online hosting on your website, CRM or email link.

An accurate, efficient process for you

Maximise the operational efficiency of your business with our automated processes. Collect the information you need quickly and efficiently, customised to your business needs. Everything you need is in one place to instantly make a decision, including risk profiles, one-click trade references, approval workflows, and PPSR processing.

Go paperless with digital signatures

There's no more paperwork to sign with our fast, online eSign feature to electronically collect director and witness signatures.

You can also use Access Approve as a standalone credit decision tool

Simply enter an ABN to get a decision:

  • Validate the entity

  • Receive an instant insolvency risk score and adverse alerts
    (at time of creation)

  • Generate additional credit reports as needed

  • Make a decision to approve, refer, recommend or decline

We’ll have you onboarded within 24 hours. Our flexible software integrates seamlessly with your unique business structure, processes and needs.

Explore the unique features and benefits Access Approve brings to companies like yours

Automotive

Construction

Hospitality

Hire & Rental

Financial

Manufacturing

Wholesale

Case Studies

Learn how businesses like yours are using Access Approve to make wise decisions and grow sales.

Blog title heading will go here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros.
View Here

Blog title heading will go here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros.
View Here

Blog title heading will go here

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros.
View Here

Client testimonials

Our clients say we go above and beyond – hear what they have to say.

"The Access Intell solutions quickly and easily bring together all the data we need, which would otherwise be impossible for us to source or track ourselves."

Scott Goodrick

Credit Manager, Eagers Automotive

“Access Intell can have their online credit application platform integrated and up and running within 24 hours. This is a real feather in their cap.”

Natalie Webber

National Credit Manager, Volvo Group Australia

“We’ve recently implemented all three of their products into our business, and the team have been so helpful, going above and beyond to get us up and running.”

Carla Eldridge

National Credit Manager, Paramount Liquor Group

FAQs

Have a question we haven't answered here? Contact our team for a prompt response.

Contact Us
What is a digital trade application?

A digital trade application is a form completed by an applicant online, eliminating the need for paper, pdfs or emails. It enables businesses to control the customer approval and onboarding process, for a fast and efficient process.

How do I decide whether to extend credit to my customer?

Deciding whether to extend credit to customers is very much an individual business decision having regard to the industry, tenure, competitors, exposure risk amount and the benefit to the business. Access Approve’s automated approval workflows to approve/reject/recommend/refer save time and enable sales success. We can also customise your approval workflows based on your business’s risk profile. This balances the sales opportunity against the risk of non-payment.

How much credit should I give a new customer?

Setting customer credit limits depends on numerous factors including your industry, length of trading relationship, and size of customer. Experienced businesses tend to begin with cash only accounts and only extend or increase credit limits once they are comfortable with the customer’s performance. Access Monitor can help track all customers creditworthiness to give assurance that accounts will be settled when due.

Can I automatically approve every applicant?

Access Approve can be configured to approve or reject applications automatically provided certain criteria is satisfied. This is especially useful for high volume or low exposure processing.

What does Access Approve consider when assessing a new customer?

Our software aggregates data via numerous complex third-party integrations and categorises your customers into our proprietary risk buckets to determine the probability of non-payment (payment risk score)and the likelihood of failure (insolvency risk score). We consider the industry, the length of time a business has been trading, where they are located to begin with. Our scores then go much further and assess payment patterns, court actions, defaults, debt collection agency activity, registered PPSR security, director standing and sentiment alongside trusted credit bureau scores and other important indicators. We also provide you with the detail on where the information came from to give assurance of its credibility.

What does Access Approve consider when assessing a new customer?

Our software aggregates data via numerous complex third-party integrations and categorises your customers into our proprietary risk buckets to determine the probability of non-payment (payment risk score)and the likelihood of failure (insolvency risk score). We consider the industry, the length of time a business has been trading, where they are located to begin with. Our scores then go much further and assess payment patterns, court actions, defaults, debt collection agency activity, registered PPSR security, director standing and sentiment alongside trusted credit bureau scores and other important indicators. We also provide you with the detail on where the information came from to give assurance of its credibility.

Capabilities

Full Features List

Features for Access Approve
Access to your application wherever and whenever you need it, with flexible hosting on your website, CRM or email link.
Efficiently process applications and enable sales success with automated approval workflows, customised to your risk profile.
Applications are completed right first time, with data pre-fill removing the risk of data entry errors or fraud.
Quickly and easily update documents like Terms & Conditions, at no extra cost.
Speed up your onboarding process by assessing applications fast with alerts upon submission.
Help customers with application difficulties quickly and easily by using our audit trail to identify and fix any issues.
Make wise decisions fast with instant customer risk profiles.
Have full visibility of applications via our centralised storage of completed documents.
Get extra data when you need it with integrated illion and BICB* reports available for purchase. (*members only)
Customise our products to suit your needs, processes, risk profile, system integrations and delivery method.
No more paperwork to sign with our fast, online Esign feature to electronically collect director and witness signatures.
Manage risk efficiently throughout the customer life cycle by integrating with Access PPSR and Access Monitor.

Ready to help your business grow?

Book a tailored demo with our team to learn how Access Approve can streamline the application, assessment and approval of your new customers.