Proactively Manage Risk With your choice of Intelligence
Access Monitor enables businesses that provide trade credit to continuously monitor the credit risk of their customers. Instantly see where your risk lies and why, with all the information you need to proactively make decisions and manage credit in one place.
The platform de-risking today’s smart credit teams
Do you provide trade credit to customers?
Access Monitor enables companies that provide trade credit to continuously monitor the credit risk of their customers. All the information you need to proactively make decisions and manage credit is in one place, saving you time. Our visual dashboard instantly shows where your risk lies, with full data transparency for further information and insights. Intelligence includes our risk bucket categorisation, probability of non-payment, likelihood of insolvency, adverse alerts and synced business information.
Simply upload your customers each month and our product automatically calculates a payment risk rating. An insolvency risk rating is dynamically updated as adverse events occur.
Before Access Monitor
After Access Monitor
Save Time with centralised data
Our trusted, aggregated data saves you time by collating the latest information from global sources, converting it into common ratings and delivering uniform risk categorisation. No manual spreadsheets here. Our intelligence also includes industry-specific data points such as for construction, hospitality and automotive.
Stay Up to date with risk and customer changes
Our consistent risk buckets provide a visual, easy to understand way to instantly categorise and understand risk. You’re automatically alerted to customer changes so you can react as needed to manage your risk and protect your business. Instantly view the details of alerts on business changes, payment risks and adverse alerts such as ATO defaults.
Proactively manage credit based on insights
Our payment risk ratings track your customers risk of non-payment, enabling early decision making on potential risks. Our insolvency risk ratings dynamically update as adverse events occur, enabling wise decision making to minimise potential financial loss.
How Access Monitor works
Risk bucket dashboard
Our visual dashboard provides a snapshot overview, placing all your customers into one of our eight proprietary risk bucket categories. Quickly and easily see where your risk lies.Searchable and filterable customer summary
Search and filter customers by entity, risk bucket and risk scores and view a table summary of those customers.Individual customer view
Understand the 'why' behind the risk rating by drilling down on each customer's details and taking action.
We’ll have you onboarded and monitoring your risk within 24 hours. Our flexible product integrates seamlessly with your unique business structure, processes and risk profile.
Explore the unique features and benefits Access Monitor brings to companies like yours
Automotive
Construction
Hospitality
Hire & Rental
Financial
Manufacturing
Wholesale
Client testimonials
Our clients say we go above and beyond – hear what they have to say.
Scott Goodrick
Credit Manager, Eagers Automotive
Scott Harrison
Financial Controller, NGP
Peter McPhee
Group Credit Manager, Velocity Vehicle Group Australia
Kim Hulme
National Accounts Receivable and Payable Manager, Ausco Modular
Our products aggregate trusted data via complex third-party integrations from a diverse range of financial and government sources.
Yes. You can click through to the detail on each customer to see exactly where the information came from that creates the risk bucket score. You can even see the court actions they are involved in either as pursuer or defendant.
The payment data we aggregate is current which means that we know whether a business paid all of its suppliers in the prior month within its set payment terms. That said, we are not a credit bureau. Users can always download a credit report from an established bureau via our platforms to provide assurance that an intended course of action is appropriate.
If you were a financier extending credit to a borrower, there would be an automatic acceptance of the financiers lending criteria. Suppliers are taking sometimes more risk in extending credit to customers. Suppliers deserve to be paid and to take steps to ensure they will be. Of course, this depends upon your customer relationship and the risk you are taking. In all cases a commercial decision within your organisation.
If your customer is not paying multiple other suppliers but paying you, indications are that it is only a matter of time before they default on your account. It is important to know this so that you can mitigate your exposure and risk.
Certain types of court actions (particularly non payment of a debt) are indicators of customer financial distress which is vital for suppliers to know. We compile court action data which appears within hours of the action being listed in court. Most providers offer court judgement data which is only available months and sometimes years after the action first appears in court.
Yes. We offer default registration via one of our partners. We also receive default data from our partners so you can see which customers have defaults registered against them.
We are not a law firm and are therefore unable to provide legal advice. That said, however, most modern sets of terms and conditions of trade give suppliers that ability.
Full Features List
Ready to help your business grow?
Book a tailored demo with our team to learn how Access Monitor can continuously, proactively monitor your customers credit risk.