PPSR Registration in Brisbane and Melbourne

Reduce Your Risk of Customer Insolvency with PPSR Registration

With a quick and painless process made easy, PPSR registration allows you to secure your income even when dealing with unreliable customers. As a secured creditor, the blame will no longer be yours if a customer doesn’t uphold their end of the bargain. At Access Intel we can help save your business from major complications like this in the future.


In 2012, the world of finance introduced the PPSR (Personal Property Securities Register) for the protection of businesses that provide the option to purchase using credit. Businesses that provide equipment or finance to their customers can also utilise this tool to maintain precedence in regards to other creditors and protect their rights to ownership.


Worried about what will happen if your customer sells their business? Even if they try to leave you with unsettled debts, PPSR registration keeps your enterprise safe from any preferential payment to liquidators.


At Access Intel’s our convenient and automated PPSR registration process takes the weight off your shoulders instantly. Not only are PPSR fees affordable, costing only $11 with the required government fees, your business will have protection for 7 years.

Examples of Personal Property

Not sure of what qualifies as personal property? Any object that isn’t a fixture, building, or land falls in the realm of personal property. The following are good examples of what can be included:

Speedy and Simple PPSR Registration

With just one click, your business will be safe, secure, and armed with enforceable guidelines for long-term protection.

Your business will appreciate having access to pre-programmed profiles already equipped with grantor validation. Enjoy the stress relief of accurate registrations and easy portfolio management at your fingertips.

Need to process at a high volume? No worries – our automated bulk processing provides validation for a multitude of eligibles in a matter of minutes.

Know Your Rights

While having the proof you need for your claim is important, you also need to be aware of which funds you’re entitled to if your customer is noncompliant.

When an insolvency practitioner begins to audit your claim for validity, it’s important you have enough knowledge to recognise incorrect rulings if they occur. Access Intel is here to help you dissect your rights to gain understanding.

Budget-Friendly Registration

Enjoy an affordable monthly subscription fee with full access to all components of functionality. Along with low transaction fees at your disposal, your business will reduce the potential risk of credit loss competitively.

Explore the Benefits of PPSR Security Interest

Safeguard your business – introduce PPSR registration as you allow new customers to use credit and / or equipment. With the proper registration, your business will still receive revenue even when a customer deal goes bad. Receive helpful expertise and insight on PPSR registration requirements from the Access Intel network.

Registration Timelines

Please Note: If you’re making a registration against a corporate grantor, you must take action within 20 working days after the official signing of the security agreement or over 6 months before the beginning of the insolvency.

If you’re aiming for PMSI super priority, you’ll need to register before the grantor gains access to the goods or property if the goods will be included as a component of the grantor’s inventory.

On the contrary, if the goods won’t be a part of the grantor’s inventory, you’ll have 15 business days from the official date that the grantor receives ownership of the goods or property.

Sending verification statements to grantors must occur as soon as reasonably possible once registrations is complete. There’s no timeframe when dealing with commercial property. If the grantor agrees in writing to waive their right to receive verification statements, you’re all set.  

Still have questions about the ins and outs of PPSR registration? Whether you wish to extend your registration or find out more information on ending a registration, Access Intel is here to answer any questions you may have and provide professional expertise on the matter.

Frequently asked questions

The Personal Property Securities Register (“PPSR”) is an online government register of security interests which went live in January 2012. 

The PPSR combined 40 or so separate registers, including the Register of Encumbered Vehicles REVS and the ASIC register of company charges. This resulted in a single national register that anyone can access to register a security interest, or to search whether a security is registered.

The Personal Property Securities Act 2009 (“PPSA”) was introduced on 30 January 2012.

Its purpose was to provide a comprehensive regulatory framework governing the laws relating to the taking, and the granting, of security in Australia.

The Personal Property Securities Register (“PPSR”) went live that same day.

The PPSA unified over 70 separate legislative and common law rules governing personal property security. The PPSR combined 40 or so separate registers. The result was a single national register that anyone can access to register a security interest or to search whether a security is registered.

The term ‘personal property’ can be misleading. Under the PPSA legislation it should be regarded as being any property that is not ‘real property’ (ie. that is not land or buildings).

This may include general property, tangible, intangible and financial property.

Once supplied or financed, the personal property in question is referred to as ‘collateral’ within the PPSA.

The individual or entity that holds the security and places the registration is called the ‘secured party’, ‘secured party group’, or ‘SPG’ for short.

The ‘grantor’ is the party that the registration is placed against. For example, they are usually the buyer of goods on credit terms, the borrower of money in a finance transaction or the party that is hiring equipment.

They are called a ‘grantor’ because they have ‘granted’ the security interest to the ‘secured party’.

Depending on the hire agreement terms, you might need to.

In most longer term hire cases (and some short term hires), failure to register could mean that you lose your equipment to the insolvent estate of your customer.

It is vital to understand this aspect of PPSA and put in place the necessary protections. The consequences of not doing so could be disastrous.

It is always of benefit to register on PPSA when you sell goods on credit terms subject to retention of title. 

The extent of that benefit depends on what you sell, how you sell it and who you sell it to. 

Registration means you recover the sold stock that is still on your customers premises, as well as stock that is incorporated into their process or products as raw materials; or, finished goods and even debts created from the sale of your goods to their customers. 

The benefits are enormous in the majority of cases.  For most retention of title suppliers, the cost to register is minimal and lasts for at least 7 years.

In most cases, registering on PPSR is of little value when services are provided because, unlike the supply of goods, you cannot re-take possession if you don’t get paid. 

For example, if you perform grass cutting duties for a customer you cannot undo the work done or take it back.  However, if it has created value, in the form of a debt (eg. your customer has on-sold your service), you have a right to the debt if you have security and register. 

Accessii would be happy to explore the benefits of registration with any potential secured party.      

In most cases, yes. 

When you register on PPSR you become a secured creditor.  The Unfair Preference legislation, covered by under Section 588 of the Corporations Act, enables liquidators to ‘claw back’ payments made to unrelated entities in the 6 months prior to insolvency when that money should have been available for all ordinary unsecured creditors equally. 

By registering on PPSR and becoming a secured creditor, you fall outside that group.      

Customer Risk and Bad Debt

“Access Intell is saving Australian businesses millions of dollars in bad debts. With Access Intell, customer insolvency no longer means a total loss."